CLASS-10
CHANGE IN INCOME

CHANGE IN INCOME

Example.1) A man bought 360, $25 shares paying dividend at 12%, per annum. He sold them when price rose to $40 and invested the proceeds in $50 shares paying 10% dividend and quoted at $60. Find the change in his annual income.

Ans.)  Income from shares of first kind –                                                                                                                    

Annual income from 1 share of first kind = 12% of $25

                                                                                           12

                                             = $(25 X --------) = $3

                                                           100

Annual income from 360 shares of first kind = $(360 X 3) = $1080

Income from Shares of Second kind –

S.P. of 1 share of first kind = $40

S.P. of 360 shares of first kind =  $(360 X 40) = $14400

Proceeds from shares of first kind = $14400

Market value of each share of second kind = $60

                                                     14400

Number of shares of second kind purchased = --------- = 240

                                                       60

Annual income from 1 share of second kind = 10% of $50

                                                      10

                                       =  $(50 X -------) = $5

                                                     100

Annual income from 240 shares of second kind = $(240 X 5) = $1200

Change in income = $(1200 – 1080) = $120 increased     (Ans.)


Example.2) Sebastian invests $16500 partly in 10%, $100 shares at $130 and partly in 8%, $100 shares at $120. If her total annual income from these shares be $1180, find her investment in each kind of shares.

Ans.) Let the investment in first kind of shares be $a

Then, the investment in second kind of shares = $(16500 – a)

Income from 10%, $100 shares at $130.

By investing $130, income derived = $10

                                           10                  a

By investing $x, income derived = $(------- X a) = $ -------

                                          130                 13

Income from 8%, $100 shares at $120

By investing $120, income derived = $8

                                                       8

By investing $(16500 – a), income derived = $ [------- X (16500 – a)]

                                                      120

                                                  (16500 – a)

                                          =  $ -------------

                                                      15

But, total annual income derived from both kinds of shares = $1180

          a           (16500 – a)

So,  -------- + -------------- = 1180

         13               15

=> 15 a + 13 X (16500 – a) = (1180 X 13 X 15)

=>  2 a = (230100 – 214500) = 15600

=>   a = 7800

Investment in 10%, $100 shares at $130 = $7800

Investment in 8%, $100 shares at $120 = $(16500 – 7800) = $8700  (Ans.)

 

Example.3) A man invested $29750 on 16%, $25 shares of a company. If he receives a dividend of $3400, find-

(i) the number of shares he bought

(ii) Market value of each share

Ans.) Suppose he purchased z shares

Face value of z shares = $25 z

Dividend = 16% of $25 z

                        16

                 = -------- X $25 z$4 z

                       100

As per the condition –

                $4 z = 3400

                     z = 850 ……………(i)      (Ans.)

Total investment = $29750

Number of shares bought 850

                                       29750

Market value of each shares = $ --------- = $35

                                        850

Hence, the market value of each share is $35  …………….(ii)   (Ans.)


Example.4)  Robert invested $9600 on $100 shares at $20 premium paying 8% dividend. Robert sold the shares when the price rose to $160.  He invested the proceeds (excluding dividend) in 10%, $50 shares at $40. Find the –

(i) Original number of shares

(ii) Sale proceeds

(iii) New number of shares

(iv) Change in the two dividends

Ans.) Amount invested $9600  

Market value of each share = $120

                                          9600

Original number of shares bought = -------- = 80 ………………….(i)  (Ans.)

                                          120

Market value of each share = $160

Number of shares = 80

Total sale value of these shares = $(160 X 80) = $12800

So, sale proceeds = $12800 ……………….(ii)     (Ans.)

Market price of each share = $40

                                      12800

New number of shares bought = --------- = 320 ………………(iii)

                                        40

Face value of original 80 shares = $(80 X 100) = $8000

                                                  8

Dividend on it = 8% of $8000 = $(8000 X ------) = $640

                                                 100

Face value of new 320 shares = $(50 X 320) = $16000

Dividend on new shares = 10% of $16000

                                            10

                          = $(16000 X -------) = $1600

                                           100

Increase in dividend = $(1600 – 640) = $960 ………………………(iv)   (Ans.)

Your second block of text...